• chiliedogg@lemmy.world
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    9 months ago

    I had shitty insurance when I worked for a major retailer, and I had to go to the ER.

    My copay was $300 plus 40% of the bill.

    Turned out uninsured people making under $100,000 a year got a 90% discount at that hospital, so it was actually more than 4x the cost because I was insured.

      • chiliedogg@lemmy.world
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        9 months ago

        I’ve shared enough specifics about my various careers on here that saying exactly who I worked for at different periods of my life can really narrow down my identity.

    • Joe Cool@lemmy.ml
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      9 months ago

      Might be cheaper to buy the equipment at that point.

      But seriously: That is not at all what the insurance pays. Prices are ridiculously inflated to give ridiculous discounts to greedy companies. Patients and Doctors get the short end of the stick.

      • chiliedogg@lemmy.world
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        9 months ago

        The insurance didn’t pay anything at all.

        They negotiated the rate down massively, and then required me to pay 40% of the sticker price, so they get away paying nothing despite getting 500 a month in premiums between me and my employer.