What the other responders said (there are great clients out there, that fit mainstream and niche needs).
Also, it is not a problem of “federated protocols” per se, but of community-led projects. On the downside it may lack consistence and direction, but on the upside you can step in and contribute feedback, tests, documentation, and why not, code :)
Everything you might use relies on a protocol down the stack. XMPP happens to be the only one to date that is an internet standard (IETF), is extensible by design (past/present and future use-cases can be build into it, what makes it still relevant 25 years later), is federated (but not P2P, a good trade-off for mobile usage), has a diverse/multi-partite ecosystem of client and server implementers (sustainable and resilient), and is deployed successfully at scale (on billion of devices).
Today’s XMPP uses the same E2EE as Signal/WhatsApp/Matrix/… XMPP had end-to-end encryption 10 years before Signal was invented