

No generation has retired on 401Ks to prove it works generationally.
(It won’t)
The passive income to companies that manage 401k plans is the reason it will not change.
Fidelity investments had 3.5 TRILLION in assets under management when I was there years ago.
They take in money passively doing nothing but automatically redistribute it year over year for a target date fund.
It’s a scam to the tune of billions a year and we do Notta.








While deserving, this would require violating our own laws.
We cannot cut down all the trees to find the devil Mr. roper.