Right now I use Google One (G-Drive, Photos, etc) on a 200 GB plan because I share this with a really good friend of mine who needs Google Drive storage, and with this I get a VPN on my phone as included with the plan. I also would use iCloud+ on a 50 GB plan merely for backup and the other really useful features such as Hide My Email and Private Relay. Also I would store pretty important data on my iCloud as I do have Advanced Data Protection on which essentially end to end encrypts my iCloud data which is really useful.

I personally moved to Bitwarden from 1Password due to the cost, and I believe for an average user, Bitwarden is definitely the way to go as it is very value-friendly (at $10 USD/year), and it is open-sourced unlike many other proprietary password managers. 1Password may get more features, however it being $3.99 USD/month, many users don’t need the extra security features and I strongly believe that common sense is the best security for any user.