Technically concepts do that… not tools. You can do the same bashing with a hammer or a wrench

The problem is that they have the money, we have just mouths

Aaand you killed the mood

Lol and you username

Two years is like no time in the land of technology standards. Apple did not know whats going to happen in 2 years? Come on!

You seem dense and can’t think of any way a person can suddenly require large sum of money (medical emergency, burglary, etc.) Can you? You think nothing ever goes wrong with you… so it must be the same with everyone?

Spoken like a moron. Who the hell can predict what happens in life? Just because you didn’t have a situation where your repayment got fucked because of an untimely accident or illness or whatever else doesn’t mean people didn’t plan well.

So you would pull down others like a crab but not realize how absurd the situation is.