

Depends on where you are. In Europe they are free and checks have a surcharge.
In the U.S. they generally charge a small fee or do other shenanigans. Example: Intuit puts the money in a holding account for 5-7 business days before delivering (guess who keeps the interest).
If sending an international ACH there is always fees even if they are hidden in the exchange rate.



Sadly the only qualification for becoming a parent is functional gonads not a fully functional and developed brain.