

A portion of the payment goes to interest and a portion goes to the principal. The first payment is almost all interest and a tiny bit of principal. The last is almost all principal and a tiny bit of interest.
As you reduce the principal you are paying less in interest each payment and more principal.
One way to greatly reduce your loan time is to pay one extra payment each year year having it go all to principal. That can cut 4-6 years of a 30 year mortgage.





They did. https://apnews.com/article/supreme-court-texas-redistricting-trump-republicans-discrimination-c1bbf88e2a1f7d49cda512b8ef165750